Payment Calculator

1. Enter eligible loans and interest rates
	Loan Amount	Interest Rate
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	Total Amount to Consolidate	Weighted Avg. Interest Rate
$			%

2. Repayment options

Graduated 4 Year Plan

Term
(months)

First 4 years
Estimated
Payment

Remaining
Term Estimated
Payment

$0.00

Graduated 2 Year Plan

Term
(months)

First 2 years
Estimated
Payment

Remaining
Term Estimated
Payment

$0.00

Level Plan

Term
(months)

Estimated
Monthly Payment

$0.00

3. Savings details Interest Rate Scenarios	Interest Rate 0.000%	EFT Incentive* -0.250%	On-time Incentive** -1.000%	On-time+EFT Incentive -1.250%
Payment Totals	0	0	0	0
Potential Savings***		0	0	0
Earn 0.25% Interest Rate reduction by using electronic funds transfer (EFT). Earn additional 1.00% interest rate reduction after making 36 consecutive on-time payments. **Possible savings reflect interest rate reduction applied over the life of the loan.

VFI (Vista Financial Inc.) is a subsidiary of Performant Financial Corporation.
VFI helps students and parents ease the growing pressures of paying for education.
Call us today toll free at 1-866-849-8691. © 2007 Vista Financial Inc. All rights reserved.