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With VFI marketing services, we can develop or enhance your website. Our objective is to help your borrowers understand your loan benefits. Take a look at our sample Benefits page that could be branded to your specifications:

Benefits of Loan Consolidation

Chances are when you headed off to college you never dreamed that one day you'd be buried under a mountain of student loan debt. At VFI we can help you get your finances under control by combining your eligible education loans into a single Federal Consolidation Loan. Whether your goal is to put more money in your pocket each month, save money over the life of your loan, or simply make bill paying easier, a consolidation loan makes good financial sense. With a Federal Consolidation Loan you can:


• Reduce your monthly loan payments

If loan payments are draining your bank account, you can reduce your monthly payments by as much as 58% with a consolidation loan. Choose among several repayment options and special interest rate offers to find the plan that works best for you. You can even select a new repayment plan as your financial picture changes-without any fees or prepayment penalties.


• Save money by lowering your interest rate

While today's student loan rates are near historic lows, they typically increase by upwards of two percentage points each July. In fact, over the life of your loans, rates could reach as high as 8.25%. With a consolidation loan you're guaranteed one low fixed interest rate, no matter how high interest rates climb or how many years you take to repay. You can even get a rate as low as 1.525% by taking advantage of our special rate reduction offers.


• Strengthen your financial picture

Managing your finances gets a whole lot easier when you consolidate your loans. For starters, you'll have only one monthly loan payment. And having a single, low payment, rather than multiple loan payments, can help improve your income-to-debt ratio-in turn making it easier for you to qualify for a credit card, a car loan, or a home mortgage. You might be able to take advantage of other financial benefits as well. Depending on your circumstances, your loan interest payments might be tax deductible.[1] And with your new loan, you can still request a deferment or a forbearance if you decide to go back to school or if your financial outlook changes.[2]

Applying for a Federal Consolidation Loan from VFI is simple and fast. There are no credit checks, no fees, and no co-signers required-and the process takes only 15 minutes. You can safely and securely submit your application online, or call our toll-free number to talk to a VFI loan counselor. And in as few as three weeks you could be in better control of your financial future.[3]

1. To determine your eligibility, and to learn how tax benefits would apply to your specific situation, consult with your tax advisor or see IRS Publication 970 for more details.

2. Requests for deferment and forbearance are subject to specific rules and conditions. Certain opportunities for loan forgiveness or cancellation of your original loans will no longer be an option after you consolidate. For more information, talk to a VFI loan counselor.

3. Completed and signed applications are typically processed within three to four weeks.



 

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